Mortgages

Buy. Build. Refinance

Choose What’s Right For You

Mortgages

Up to 100% Financing. No Private Mortgage Insurance (PMI) Required.

Your loan stays with us through the life of the mortgage. In addition to conforming properties, NexTier Bank will also consider the following financing options:

Home Renovations
Condo / Co-Ops
Non-working Farm
Home with Acreage and/or Out Buildings
Oil / Gas Lease
Modular / Double-wide on Permanent Foundation
Loans to Purchase Land

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Estate agent giving keys to new homeowners.

Construction Mortgages

Low Fees. No Points. No PMI Required.

We offer up to 90% financing with no mortgage insurance required, plus a one-time closing. To keep things simple, the rate is set at the time of application and you only pay interest during the construction period as funds are disbursed. Upon completion of your construction project, the loan is converted to principal and interest repayment.

Overview

Easy Application Process
One-time Closing
Local Lender to Guide the Process
Terms Ranging from 10 to 30 years
In-House Title Insurance and Closing Services available through Master Settlement Services

Fees and down payments

Our Standards Low Fees & Rates
Up to 90% Financing with No Mortgage Insurance Required

Rate Information

Check Rates

Fixed-rate or Adjustable-rate Options
Same Low Rate From Construction to Permanent Phase
For more information, contact us

Purchase Your Dream Home

Up to 100% Financing with No Mortgage Insurance Available

NexTier offers a variety of attractive mortgage plans designed to help you afford the home of your dreams. We’ll work with you to determine what you can afford and we promise competitive rates, competitive fees, and a quick answer regarding approval. We’ll do everything we can to make your dream a reality.

Overview

Easy Application Process
Local Lender to Guide the Process
Terms Ranging from 10 to 30 years
In-House Title Insurance and Closing Services available through Master Settlement Services

Fees and down payments

Our Standards Low Fees & Rates
Up to 100% Financing with No Mortgage Insurance Required

Rate Information

Check Rates

Fixed-rate or Adjustable-rate Options
For more information, contact us

Refinance Your Home

Lower Your Monthly Payments & Interest Rate – Up to 100% Financing with No Mortgage Insurance Available

NexTier offers a variety of attractive mortgage plans designed to help you afford the home of your dreams. Local mortgage experts will work with you to determine what you can afford and we promise competitive rates, competitive fees and a quick answer regarding approval. We’ll do everything we can to make your dream a reality.

girl sitting in front of couch looking at tablet

Overview

Easy Application Process
Local Lender to Guide the Process
Terms Ranging from 10 to 30 years
In-House Title Insurance and Closing Services available through Master Settlement Services

Fees and down payments

Our Standards Low Fees & Rates
Up to 100% Financing with No Mortgage Insurance Required

Rate Information

Check Rates

Fixed-rate or Adjustable-rate Options
For more information, contact us

Master Settlement Services: A full-service title agency

Local experts with your best interest in mind.

Are you looking for a mortgage closing agent that pairs with your loan? Master Settlement Services might be the option for you. Master Settlement Services is a full-service title agency and has been a wholly owned subsidiary of NexTier Bank since 2005.

Master Settlement Services provides a seamless closing experience with quality control standards to ensure accuracy throughout the closing. Our team members will engage with you during the entire process to ensure all documents are in order for a personalized, professional experience. Closing services are available at any NexTier Bank location.

couple shaking hands with an experienced closing agent

Visit Mortgage Center to Apply Online

Select a loan officer to apply online. Once your application is submitted, a Consumer & Mortgage Loan Officer will be in touch to answer any questions.

Visit Mortgage Center