Certificates of Deposit
Short-term savings with long-term benefits.
Certificates of Deposit (CDs)
|
Special Offers |
9 Month CD |
18 Month CD |
38 Month CD |
|---|
|
Annual Percentage Yield (APY)* |
3.75% |
3.51% |
3.40% |
|---|---|---|---|
|
Deposit to Open |
$5,000 |
$5,000 |
$5,000 |
|
Monthly Service Charge |
$0 |
$0 |
$0 |
Online or In-Person
Learn what you need and how to open a new account.
Limited-Time Certificates of Deposit interest rates and APY are subject to change at any time.
*Interest rate and annual percentage yield may change. Interest begins to accrue on the business day we receive your deposit. Interest is calculated on the Daily ledger balance. Interest accrued daily. Compounded & credited quarterly.
9 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of April 28, 2026. $5,000 minimum balance required to open the account and obtain the advertised APY. The 9-Month CD will earn a fixed interest rate of 3.70%, with an APY of 3.75%. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.
18 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of April 28, 2026. $5,000 minimum balance required to open the account and obtain the advertised APY. The 18-Month CD will earn a fixed interest rate of 3.46%, with an APY of 3.51%. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 12-month term at the current rate. Other rates and terms are available.
38 Month CD Special Offer:
Annual Percentage Yield (APY) accurate as of April 28, 2026. $5,000 minimum balance required to open the account and obtain the advertised APY. The 38-Month CD will earn a fixed interest rate of 3.36%, with an APY of 3.40%. Penalties apply for early withdrawal, fees may reduce earnings. NexTier Bank reserves the right to amend, extend, or discontinue this special offer at any time. This promotional offer cannot be combined with any other offers. CD will auto-renew at 36-month term at the current rate. Other rates and terms are available.
New York Special Offers
Special rates are open only to existing and non-existing customers in the Rochester and Williamsville, NY, market.
