¹When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance over $35,000, resulting in a range from 0.65% to 0.25% APY depending on the account’s daily balance.

²When NexTier Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $8.00 on debit card purchases, excluding ATM transactions that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.

³You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your NexTier Cash Back or NexTier Interest Plus account during that Monthly Qualification Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

^aFor more information on our overdraft practices, click here.

^bBankOn Certification
The Perfect Fit Account is a digital-first product that is officially certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the BankOn National Account Standards (2025 – 2026). The national safe account Standards, co-created by consumer advocates, leading national nonprofit organizations, civic leaders, and other financial institutions, designate both core and strongly recommended features that ensure low cost, high functionality, and consumer safety.